Watch your savings multiply

For Home or Business - a Better Way to Pay

BJ's Visa® Card and BJ's Visa Business Card are the only credit cards that give you points toward BJ's Bucks every time you shop:

  • Earn up to 2 points for every $1 charged when you use your BJ's Visa® Card in-Club or on BJs.com2
  • Earn 1 point for every $1 charged anywhere else Visa cards are accepted2

Earn 3,000 points and you'll automatically receive $30 in BJ's Bucks® in your next monthly statement that are good toward purchases at any Club location.

Just Match the Card Benefits Below to Your Needs

BJ's Visa® Card

  • 0% intro APR on purchases and balance transfers for 6 months after account opening3
  • Your BJ's Membership Number imprinted on Card — use it as your BJ's Membership Card!
  • No annual fee1
    Please see the "Important Balance Transfer Information" below for more information about balance transfers.

BJ's Visa® Business Card

  • 0% intro APR on purchases and balance transfers for 6 months after account opening4
  • Free additional employee cards — earn points faster
  • No annual fee1
    Please see the "Important Balance Transfer Information" below for more information about balance transfers.
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The BJ's Visa Credit Card Program -
Important Information about The BJ's Visa Credit Card Program: Offers may vary. Please review the below and the Terms and Conditions for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.

1 Offer subject to credit approval. Not everyone will qualify for the BJ's Visa Card. If at any time you do not meet the credit criteria previously established for this offer or the income you report is insufficient based on your current obligations, we may not be able to open an account for you. See Terms and Conditions for information about the account terms and benefits. This offer is available to new Cardmembers only. For information about rates, fees, and other costs and the rewards program rules (including points accrual rate, bonuses, awards, etc.) and benefits associated with the use of this credit card program, please see the Terms and Conditions. Important Balance Transfer Information: If you make a balance transfer you will be charged interest on purchases if you do not pay off your entire balance, which includes any transferred balance, by the payment due date each month. The BJ's Visa Card is issued by Barclaycard Bank Delaware, Member FDIC. Only the BJ's Visa Card issued by Barclaycard will have these BJ's benefits.

2 Upon approval, Cardmembers will earn 2 (two) points per one dollar ($1.00) spent on eligible purchases at the front end registers at BJ's Club locations and BJ's Gas stations and online at BJ's website www.bjs.com; points for all other purchases will accumulate at 1 (one) point per dollar ($1.00) spent. From time to time, BJ's may offer special promotions on BJ's merchandise. If you are a BJ's primary member of a paid Supplemental Member, you can earn additional points on these promotional offers. For a complete listing of BJ's specials and promotional offers, please visit your local BJ's Club or www.bjs.com. Please see the Terms and Conditions for complete information on the BJ's Visa Card Program.

Consumer:
3 The 0% introductory APR on purchases and balance transfers is applicable for the first 6 billing cycles after the account is opened. At the end of the introductory period, the APR for all Purchase and Balance Transfer balances will be either 13.99% or 24.99%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. This introductory APR offer does not apply to Cash Advance transactions. See the enclosed Terms and Conditions for more information about how subject to applicable law, your APRs may increase if you pay late, go over your credit limit or a payment is returned for non-payment.

The BJ's Visa Business Credit Card Program -
Important Information about The BJ's Visa Business Credit Card Program: Offers may vary. Please review the below and the Terms and Conditions for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.

1 Offer subject to credit approval. Not everyone will qualify for the BJ's Visa Business Card. If at any time you do not meet the credit criteria previously established for this offer or the income you report is insufficient based on your current obligations, we may not be able to open an account for you. See Terms and Conditions for information about the account terms and benefits. This offer is available to new Cardmembers only. For information about rates, fees, and other costs and the rewards program rules (including points accrual rate, bonuses, awards, etc.) and benefits associated with the use of this credit card program, please see the Terms and Conditions. The BJ's Visa Business Card is issued by Barclays Bank Delaware, Member FDIC.

2 Upon approval, Cardmembers will earn 2 (two) points per one dollar ($1.00) spent on eligible purchases at the front end registers at BJ's Club locations and BJ's Gas stations and online at BJ's website www.bjs.com; points for all other purchases made with the card that are not returned or disputed will accumulate at 1 (one) point per dollar ($1.00) spent. From time to time, BJ's may offer special promotions on BJ's merchandise. If you are a BJ's primary member of a paid Supplemental Member, you can earn additional points on these promotional offers. For a complete listing of BJ's specials and promotional offers, please visit your local BJ's Club or www.bjs.com. Please see the Terms and Conditions for complete information on the BJ's Visa Business Card Program. The BJ's Business Card is to be used for business purposes only.

Business Card:
4 The 0% introductory APR on purchases and balance transfers is applicable for the first 6 billing cycles after the account is opened. At the end of the introductory period, the APR for all Purchase and Balance Transfer balances will be either 13.99% or 24.99%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. This introductory APR offer does not apply to Cash Advance transactions. See the enclosed Terms and Conditions for more information about how subject to applicable law, your APRs may increase if you pay late, go over your credit limit or a payment is returned for non-payment.